Alan B. Lancz & Associates
Registered Investment Advisor

Providing a full range of fee based wealth management services


Terms of Use


PLEASE READ THROUGH THESE TERMS OF USE CAREFULLY.

By using this Web site (this "Web Site") you are deemed to have entered into an agreement (this "Agreement") with Alan B. Lancz & Associates, Inc. to be bound by the terms set forth below. Alan B. Lancz & Associates, Inc. reserves the right, at its sole discretion, to revise, modify, add or delete portions of these terms at any time. Notification of changes in this Agreement will be posted on the Web Site.

TRANSMISSION OF THE INFORMATION CONTAINED HEREIN IS NOT INTENDED TO CREATE AND RECEIPT DOES NOT CONSTITUTE A CLIENT RELATIONSHIP WITH ALAN B. LANCZ & ASSOCIATES, INC. ANY OPINIONS EXPRESSED IN THIS SITE ARE SUBJECT TO CHANGE WITHOUT NOTICE AND ALAN B. LANCZ & ASSOCIATES, INC. IS NOT UNDER ANY OBLIGATION TO UPDATE OR KEEP CURRENT THE INFORMATION CONTAINED HEREIN. ALAN B. LANCZ & ASSOCIATES, INC. ACCEPTS NO LIABILITY WHATSOEVER FOR ANY LOSS OR DAMAGE OF ANY KIND ARISING OUT OF THE USE OF ALL OR ANY PART OF THIS MATERIAL.

NOT FINANCIAL ADVICE

The material on this Web Site has no regard to the specific investment objectives, financial situation, or particular needs of any visitor. It is published solely for informational purposes and is not to be construed as a solicitation nor does it constitute advice, investment or otherwise. References made to third parties are based on information obtained from sources believed to be reliable but are not guaranteed as being accurate. Visitors should not regard it as a substitute for the exercise of their own judgment. Our comments are an expression of opinion. While we believe our statements to be true, they always depend on the reliability of our own credible sources. We recommend that you consult with a licensed, qualified investment advisor before making any investment decisions.

USE OF PROPRIETARY INFORMATION

The Web Site is protected by copyright as a collective work and/or compilation, pursuant to U.S. copyright laws, international conventions, and other copyright laws. The contents of the Web Site are only for your personal, non-commercial use. All materials contained on the Web Site are protected by copyright, and are owned or controlled by Alan B. Lancz & Associates, Inc. or the party credited as the provider of the content. You will abide by any and all additional copyright notices, information, or restrictions contained in any content on the Web Site. You may download and make one (1) copy of the content and other downloadable items displayed on this Web Site for personal, noncommercial use only, provided that you maintain all copyright and other notices contained in such content. Copying or storing of any content for other than personal, noncommercial use is expressly prohibited without the prior written permission from Alan B. Lancz & Associates, Inc. or the copyright holder identified in the individual contents copyright notice.

LIMITATION OF LIABILITY

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THIS WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. ALAN B. LANCZ & ASSOCIATES, INC. AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THIS WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

ALAN B. LANCZ & ASSOCIATES, INC. AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THIS WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. ALAN B. LANCZ & ASSOCIATES, INC. AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ALAN B. LANCZ & ASSOCIATES, INC. AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THIS WEB SITE, WITH THE DELAY OR INABILITY TO USE THIS WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF ALAN B. LANCZ & ASSOCIATES, INC. OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THIS WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THIS WEB SITE.

INDEMNIFICATION

You agree to defend, indemnify and hold Alan B. Lancz & Associates, Inc., its members, officers, employees and their affiliates harmless from and against any and all claims, losses, liability costs and expenses (including but not limited to attorneys' fees) arising from your violation of this Agreement, state or federal securities laws or regulations, or any third party's rights, including but not limited to infringement of any copyright, violation of any proprietary right and invasion of any privacy rights. You shall cooperate as fully as reasonably required in the defense of any claim. Alan B. Lancz & Associates, Inc. reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you shall not in any event settle any matter without the written consent of Alan B. Lancz & Associates, Inc. . This obligation will survive the termination of this Agreement.

IMPORTANT CONSUMER INFORMATION
  1. An investment advisor or investment advisor representative may only transact business in a particular state after licensure or satisfying qualifications, requirements of that state, or only if they are excluded or exempted from the state's investment advisor or investment advisor representative requirements, as the case may be.
  2. Follow-up, individualized responses to consumers in a particular state by an investment adviser or investment advisor representative that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's investment advisor, or investment advisor representative requirements, or pursuant to an applicable state exemption or exclusion.
  3. For information concerning the licensure status or disciplinary history of an investment advisor or investment advisor representative, a consumer should contact his or her state securities law administrator.
CONFIDENTIALITY

You acknowledge that transmission to and from this Web Site are not confidential and your communications may be read or intercepted by others. Persons contacting Alan B. Lancz & Associates, Inc. through this Web Site should not send sensitive, privileged, or confidential information. You acknowledge that by submitting communications to Alan B. Lancz & Associates, Inc., no confidential, fiduciary, contractual or other relationship is created between you and Alan B. Lancz & Associates, Inc. other than pursuant to this Agreement.

PRIVACY STATEMENT

Contact information obtained from this site is used only within our Company and is not for public knowledge. This site keeps user email addresses private. They are never disclosed or sold to outside sources. We highly recommend the use of a 128-bit key browser for optimum privacy and security. Please contact Alan B. Lancz & Associates, Inc. for a complete copy of our Privacy Notice.

ENTIRE AGREEMENT

This Agreement sets forth the entire agreement between the parties with regard to the subject matter hereof. No other agreements, representations, or warranties have been made by either party to the other with respect to the subject matter of this Agreement, except as referenced herein.

GOVERNING LAW

This Agreement shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to conflicts of laws provisions, sole and exclusive jurisdiction for any action or proceeding arising out of or related to this agreement shall be an appropriate state or federal court located in the State of Ohio. Any cause of action you may have with respect to your use of this Web Site must be commenced within one (1) year after the claim or cause of action arises.

NO PARTNERSHIP

Nothing contained herein shall be deemed to establish a partnership, joint venture, association, or employment relationship between the parties.

WAIVER

The failure by Alan B. Lancz & Associates, Inc. to enforce any provision of this Agreement shall not constitute a waiver of any provision or right.

SEVERABILITY

If any of the provisions of this Agreement are found or deemed by a court to be invalid or unenforceable, they shall be severable from the remainder of this Agreement and shall not cause the invalidity or unenforceability of the remainder of this Agreement.



2400 N. Reynolds Rd. Toledo, OH 43615   |   Phone: 419-536-5200   |   Fax: 419-536-5401   |   Email Us
Copyright ©2016 Alan B. Lancz & Associates, Inc. - Registered Investment Advisor. All Rights Reserved.

Alan B. Lancz & Associates, Inc. is an independent nationally Registered Investment Advisor with the Securities and Exchange Commission. Alternative Investments and other securities may be offered through International Assets Advisory, LLC, an Independent Registered Broker/Dealer (Member FINRA/SIPC). Alan B. Lancz & Associates, Inc. and International Assets Advisory, LLC are unaffiliated entities. This site and the content herein are subject to certain disclosures. Please see "Disclosure" and "Terms of Use".

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